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Oak GroveInsurance Agency
A Minnesota home beneath a mature oak tree

Personal Insurance · Minnesota, Wisconsin & Missouri

Coverage for your vehicles, home, and everything in between.

From your daily driver and family home to the boat, cabin, and motorcycle, David shops personal coverage from multiple insurance companies and helps you put it all together.

Personal Insurance Coverage Options

Protection for the way you live, work, and play.

Pick a category to see the personal coverage David can shop for you. Bundling several policies with one agent can make life simpler, and availability and terms vary by insurance company.

Auto & Vehicles

Coverage for everyday drivers, weekend riders, and the vehicles you love.

  • Auto Insurance

    Liability, no-fault, collision, and comprehensive coverage for the cars and trucks you drive every day.

  • Motorcycle Insurance

    Protection for your bike, your gear, and your liability on the road, including seasonal riders.

  • RV & Motorhome Insurance

    Coverage for motorhomes, campers, and travel trailers, whether parked or on the road.

  • Classic & Collector Car Insurance

    Agreed-value coverage for vintage, antique, and collector vehicles driven occasionally.

Home & Property

Protection for the place you live, whether you own, rent, or have a second property.

  • Homeowners Insurance

    Coverage for your home, belongings, and personal liability after storms, fire, theft, and more.

  • Renters Insurance

    Affordable protection for your belongings and liability when you rent an apartment or home.

  • Condo Insurance

    Covers your unit's interior, upgrades, and belongings beyond what the association policy includes.

  • Landlord / Rental Property Insurance

    Coverage for homes and units you rent to others, including lost rental income.

  • Cabin & Seasonal Home Insurance

    Protection for lake cabins and seasonal homes that sit empty part of the year.

Boats & Recreational Vehicles

Coverage for the toys that make Midwest summers and winters worth it.

  • Boat & Watercraft Insurance

    Coverage for boats, pontoons, and personal watercraft, including liability on the water.

  • Recreational Vehicle Insurance

    Coverage for ATVs, UTVs, snowmobiles, golf carts, and other off-road vehicles.

Extra Protection & Specialty

Fill the gaps that standard auto and home policies leave behind.

  • Personal Umbrella Insurance

    Extra liability protection above your auto and home policies for large claims or lawsuits.

  • Flood Insurance

    Flood coverage for your home and belongings, which standard homeowners policies typically exclude.

  • Valuable Items Insurance

    Scheduled coverage for jewelry, art, collectibles, firearms, and other high-value possessions.

  • Life Insurance

    Term and permanent life insurance to help protect your family's financial future.

Ready for a simpler way to shop insurance?

Tell David a little about what you need. He’ll personally shop your options and follow up with you.